How to get a Free Credit Report to use with Credit Report Repair Software
It's amazing how many people never request a copy of their credit reports when their entire financial lives depend on it. 90% of all credit reports contain inaccurate, false, outdated, or misleading information! A Credit Reporting Agency(CRA) is required to give you a free credit report if you have been recently rejected for credit and other reasons. Some CRAs will allow you a free credit report once a year!
Equifax Information
Consumer Disclosure
PO Box 740241
Atlanta, GA. 30374-0241
(800) 997-2493
Trans Union
Consumer Disclosure
PO Box 403
Springfield,PA.19064
(800) 888-4213
The Fair Credit Reporting Act (FCRA) states that at your request, as an American consumer, a Credit Reporting Agency(CRA) must give you the information in your credit report file, and a list of everyone who has requested to look at it recently. There is no charge for your report if a person or company has taken action against you in an employment or credit rejection because of information supplied by the CRA, providing you request your credit report within 60 days of receiving notice of the credit or employment rejection action.
You also are entitled to:
One free report every twelve months.
If you are unemployed and plan to seek employment within 60 days
Order the 3 major credit reports you will
need to remove and correct your inaccurate,
outdated, and unverifiable information. You have the right to a FREE ANNUAL CREDIT REPORT.
AnnualCreditReport.com
is the Only
Authorized Source under US Federal Law.
Happy Credit
Report
Step 1
